If a property is on an auction list, it is quite likely that it needs to be sold quickly and the owner is in need of money immediately. More often than not, houses and property sold at auction have been repossessed due to bankruptcy and the money lenders, bank or officials involved in the selling want their money back and are happy to just get the property off their hands. In a few cases, estates are being sold when the owner has passed away. Once again under these circumstances the price can be very good because the family desperately wants to get the sale of the property out of the way. If the estate is big enough inheritance taxes may need to be paid, so selling the property is a matter of urgency for the inheritors.If you are looking for a commercial property investment then, a property auction is the prime location for a good deal. There are companies who deal almost exclusively with commercial properties and they aim to sell their products quickly and effectively to the highest bidder. Commercial property auction houses build strong relationships with people who are interested in investing in commercial property and will give regular buyers notice of properties that they feel may be of interest to them.As a potential purchaser a property auction is one of the most ideal places to land a bargain home or commercial property. If you are dealing with a reputable property management company then you are sure to be investing in a building that will have been thoroughly checked by the company’s surveyor. However, if it is a straight auction you will have to get a surveyors report yourself. Most property auction houses make provisions to allow potential buyers to see the property prior to the auction and in some cases get a surveyors report done. It is wise to do this if you can, because if once you have brought the property at auction you find it needs a new roof that is your problem not a problem for the auctioneers or previous owner.Property auctions are held frequently and are advertised by the management company involved in the sale. You can place offers by proxy if you are unavailable to attend the actual auction. If you prefer you can ask someone to attend the auction and bid in your place, but be very clear about how much you are prepared to pay. Some of the bigger property auctioneers also have facilities for phone bidding. In the future you will also be able to attend the auction remotely via an internet connection and place your bids on-line.If you are able, sign up for property alerts from a local property management company who have expertise in property auctions. When a new lot becomes available, the details of the building as well as the date and time of its auction will be sent direct to your email. You will snag yourself a bargain in no time if you do this.

Everyone is a renter at some point in life. Some start early, while others start late. Approximately 111 million (111,000,000) Americans rented in 2016. Of this number about 9 million were people under the age of 30, while 27 million were people between the ages of 30 to 65. Even among elderly people, about 6 million people over the age of 65 were renters.

What is renter’s insurance?

A renter’s insurance policy bundle covers three categories, as follows:

Personal Property Insurance – This policy protects you from any personal property losses due to theft, fire or other unfortunate incidents. The fact is a lot of people do not realize how much “stuff” they have in an apartment until it’s too late. Look around space that you are renting and think of how much it will cost to replace all those things, from your laptop, phones, tv, gaming equipment, Xbox, DVD collection, artwork, furniture, clothes and jewelry. If you’re property is stolen or damaged, your landlord’s insurance does not extend to you. You are responsible for your property and that’s why you need personal property insurance. It should be noted that not all types of property are fully covered so make sure you understand that is covered and what is not. Some collections are not fully covered.

Think what is you have is not worth much? Consider that the estimated cost of replacing a television is about $500. The estimated cost of replacing a bed is about $1000. What about your clothes?

Liability Insurance – This policy protects you from financial damages that are due to someone injuring themselves, while in your apartment. For example, a person visiting you may need medical care after slipping in the shower at your apartment or tripping and falling. The financial burden of the medical bills could be leveraged against you. With liability insurance, your insurer is obligated to assist you in defending against a potential lawsuit.

Additional Living Expenses Insurance – This policy covers some of your expenses, in case your unit is damaged or something happens and you need a temporary housing, while your unit is not available Expenses may include meals and hotel costs.

How much does renter’s insurance cost?

Policies can run as low as $10 to $25 per month, depending on how big of a unit you are renting and how much you own. Renter’s insurance is truly affordable for everyone and worth it.

Sometimes we all need a little lift. Whether you’ve had a recent knock to your confidence, have been going through stress in your personal or professional life, or have always struggled with your self-esteem, music is an essential tool for lifting your spirits and making you feel better about yourself.

According to a study by Heriot-Watt University, the type of music you listen to not only influences your mood, but also your personality, with indie and rock/heavy metal fans reporting the lowest levels of self-esteem, while fans of jazz, blues, opera, classical, pop, rap and soul all reported high levels of self-confidence.

So if you’re having a ‘down day’, why not boost your spirits by listening to some powerful, uplifting tracks? Here are five perfect confidence boosters.

Britney Spears – Toxic

Britney’s own struggles with her mental health and conservatorship have made her an inspiration for many people across the world.

This classic song is timelessly sensual, and the heavy beats throughout make it impossible not to dance to. A welcome blast of nostalgia, this tune has filled dance floors across the globe with fans old and new.

The video features Britney as a female spy playing the sexy flight attendant, seducing her passenger before she makes her escape on a motorbike and breaks into a high-security facility guarded by a laser security system.

This track and video is a guaranteed way to feel invincible, and deserves a place on your playlist no matter your mood.

Kelis – Milkshake

A cheesy classic that is guaranteed to make you feel all warm and gooey inside, Kelis pumps up the heat in this 00’s RnB track. Underpinned by intricate drum beats and electric elements, Kelis’ self-confidence is infectious, and it’s hard not to find yourself smiling at the lyrics.

This track is a great way to get into a flirtatious mindset, making it a great choice before going on a date or heading out for the evening.

And if you’re staying in? It’s a great mood lift. But beware! You may find yourself craving a sweet treat.

Eve (ft. Gwen Stefani) – Let Me Blow Your Mind

This RnB classic will capture your attention with its assertive rhythm and powerful vocals from 00’s icons Eve and Gwen Stefani. Featuring a laid-back – yet self-assured – beat, and catchy guitar riff, this is a great track for driving, and its empowering feel is sure to help you feel motivated.

Got a job interview lined up, or thinking of asking for a raise? This anthemic number is a quick way to feel positive and more assertive.

The video features Eve and Gwen Stefani crashing an exclusive event on quad bikes, causing a stir among the privileged attendants, and shoving the performer off stage to perform their own music, before finally being arrested and taken to the station in a police van.

This ‘baddie’ track helps you to tap into the hidden ‘bold’ side of your personality, and lifts your mood while keeping you feeling calm and cool.

Fergie – MILF$

If you have kids, it can be difficult to feel sexy. When you’re running around cleaning the house, changing nappies, or up to your elbows in dishwater, you can easily forget your sensual side – leaving you feeling frumpy and lacking in confidence and motivation.

Thankfully, Fergie’s comeback track is a quick remedy to your low mood and lethargy.

Featuring attractive mothers dressed in curve-hugging latex and silky lingerie going about their daily life in a dreamy, colourful suburbia, this track is a quick way to transform your self-esteem and transport you to a world where you are not just a mother, but a goddess too.

Why not shake off the day and tap into your feminine energy with Fergie, your sexiest PJs, and a bottle of your favourite wine?

Marina And The Diamonds – How To Be A Heartbreaker

Low confidence after a breakup? You’re not alone. Having your heart broken can leave you feeling depressed, undesirable, and unmotivated. So flip the tables on your ex and become a heartbreaker with Marina’s catchy club classic.

This empowering dance track will make you want to move your body and get in touch with your bad girl side, with its heavy beat and pounding rhythms.

Plus, if your libido has suffered as a result of your low mood, take a sneaky peek at the video – it will get your blood pumping with its steamy shower shots and smoking hot male models.

The COVID-19 pandemic affects many aspects and many sectors of life. As a result, economic sectors are fully affected, and the hospitality industry is no exception. The hospitality industry is known to be the source of job opportunities and supports many livelihoods of millions of workers and their families. Because Indonesia is primarily reliant on the service sector, the tourist industry plays an important part in the country’s growth. The increase of the COVID-19 cases has brought about a huge increase in the number of workers getting expelled or having their work ended. How did the hospitality industry survive in this era? The pandemic has provided several opportunities for numerous hospitality industries to use specific mechanisms in order to overcome pandemic difficulties.

Tourism and hospitality industries affected by the COVID-19 pandemic, including hotels, restaurants, resorts, travel agencies, travel and transportation, and real estate, show a significant losing number of tourists. According to the president of the Indonesia Tour Guide Association (HPI, 2020), 45,000 visitors have cancelled their plans to visit main tourist spots in the country between January and May. Furthermore, According to UNWTO (2020), 100-120 million direct and indirect activities were in jeopardy, and foreign tourist numbers decreased 56% year on year from January–May 2020. These noteworthy diminishing numbers primarily influenced the Indonesian financial state. For example, hotel profits have dropped by up to 40%, having an effect on hotel operations and risking business continuity. The drop in international visitors has an effect on the salary of restaurants whose clients are more prevailing than foreign visitors (Block, 2017). Following the dropping, many hospitality industries are taking awareness of tourists’ health risks and protocols taking an advance.

The recovery of hospitality industries is indistinguishable from the progressively sophisticated information innovation utilized to pull in potential visitors to choose to travel. The regaining of tourist attractions after a pandemic is required to utilize other promoting techniques to advertise their items inventively. First, social media marketing reaches many internet users who are looking for tourist information hospitality industry. This strategy is helpful in advertising and attracts many tourists to find more information related to a tourist attraction in the designated region. Second, Tourism industry players and visitors, as well as government action, are required to arbitrate between the two groups. Government policies must be in the form of the finest judgments to characterize the middle ground between commercial actors and visitors (Anggarini, 2021). This means that provided policy in the hospitality sector during-post pandemics maintains the best solution for both tourists and hospitality owners. Last, all tourism-related activities must adapt to current conditions, in which humans must live alongside Covid-19 (Anggarini, 2021). By all means, many factors, including health issues, hygiene, and safety for tourists, are priorities.

In conclusion, even though the pandemic is really affecting the hospitality industry as a whole, it gives many advancements of movement done by the hospitality industry to survive. Many resources are being used as the development of technology to provide data destinations insight. In addition, the sophistication of information technology can also facilitate the government in supervising the implementation of safe travel in accordance with government recommendations. All these initiations are good examples of overcoming pandemic situations while running hospitality industries.